Services
They take the carrier’s increase, shop it to three other carriers, and tell you to pick the least-painful option. We don’t do that. We follow a three-step process to reclaim your budget:
We use AI-underwriting to uncover hidden commissions and "no-shop" clauses.
We restructure your plan with smarter funding models—shifting from "buying insurance" to "managing health."
We plug in "secret weapon" programs (like Medical Bill Review and Prescription Scholarships) that big brokers don't bother with for mid-sized teams.
A 3000-person staffing company was paying unnecessary commissions and fees. Their national broker hid layers of cost, leaving them in the dark for years. We eliminated hidden commissions and lowered plan expenses while maintaining 100% coverage. We saved the company $85,000 in year one, freeing up their budget to invest in their future instead of losing money to overpriced plans.
From 30% to 0%: Facing a massive 30% renewal increase, a bank assumed they’d have to cut benefits or raise deductibles. We implemented standalone solutions that improved benefits while reducing the claims exposure driving the increase. We reduced that 30% increase to 0%. They kept their carrier while improving their benefits.
From a 20% Increase to a 20% Reduction: A fire department was looking at a 20% increase to their budget before they came to us. Not only did we not raise their costs, we lowered them by over 20% compared to the previous year. They took those massive savings and doubled the life insurance for every first responder on the team.
Securing long-term coverage & cost control
Resourcing the team members who take responsibility
Sharing tools that make benefits admin simple and secure
Protecting your business from costly penalties
Securing long-term coverage & cost control
Resourcing the team members who take responsibility
Sharing tools that make benefits admin simple and secure
Protecting your business from costly penalties
Are you tired of
At SBS, we believe you deserve a team who fights for your bottom line.
Ready to see the difference?
